Features & Amenities

Interior

  • Other Interior Features

    Breakfast Bar

  • Total Bedrooms

    2

  • Bathrooms

    2

  • Cooling YN

    YES

  • Cooling

    Central Air, Electric

  • Heating YN

    YES

  • Heating

    Central, Electric

  • Pet friendly

    Yes

Exterior

  • Garage

    No

  • Construction Materials

    Concrete, Aluminum Siding

  • Other Exterior Features

    Balcony

  • Pool

    No

  • View

    Bay

Area & Lot

  • Property Type

    Residential

  • Property Sub Type

    Condominium

  • Architectural Style

    N/A

Price

  • Sales Price

    $315,000

  • Tax Amount

    $3,326.05

  • Sq. Footage

    970

  • Price/SqFt

    $324

HOA

  • Association

    YES

  • Association Fee

    $3,550

  • Association Fee Frequency

    Quarterly

  • Association Fee Includes

    N/A

School District

  • Elementary School

    Destin

  • Middle School

    Destin

  • High School

    Destin

Property Features

  • Stories

    12

  • New Construction

    NO

  • Sewer

    Public Sewer

  • Water Source

    Public

Schedule a Showing

Showing scheduled successfully.

<
>
IN PERSON
VIA CHAT

What is 3 + 4 ?


Change time

Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Your payment

Principal and Interest:

$

Property taxes:

$

HOA fees:

$

Total loan payment:

$

Total interest amount:

$

Location

County

Okaloosa

Elementary School

Destin

Middle School

Destin

High School

Destin

Listing Courtesy of Scott Martineau, RE/MAX Coastal Properties

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Agent Realhub365 Demo

FOUNDER

Realhub365 Demo

Call Realhub365 today to schedule a private showing.


* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.
Watch the sun drop into the Gulf of Mexico every evening from your own private balcony. Unit 21014 at The Palms of Destin sits in the coveted west tower, delivering unobstructed Gulf views and legendary Emerald Coast sunsets that never get old. At 970 heated and cooled square feet, this fully furnished two-bedroom, two-bath condo has been completely refreshed -- all new furniture and furnishings throughout, move-in and rent-ready from day one. The Palms is one of the Gulf Coast's most complete resort complexes: a spectacular lagoon-style pool with waterfalls, hot tub, and splash pad; an award-winning onsite restaurant and coffee shop; a 10,000+ sq ft fitness center; pickleball and tennis courts; basketball; poolside tiki bar; and a beach shuttle running mid-March through October. The quarterly HOA covers everything -- electric, water, internet, cable, all building insurance, trash, and full resort amenity access. Bring your personal belongings and your rental calendar. Nothing else required. Comparable well-managed two-bedroom units here generate $45,000-$55,000+ in annual gross rental income. Portfolio financing available -- contact listing agent for current approved lender list. Priced to move. This is the best value in the building for a west-facing Gulf-view unit. See agent remarks for showing instructions. THE UNIT
Unit 21014 occupies a prime position in the west tower of The Palms of Destin Resort & Conference Center -- one of the Emerald Coast's most recognized vacation destinations. The unit has been completely refreshed over the past year: every room features all-new furniture and furnishings, creating a turnkey product that photographs beautifully and is ready to receive guests or welcome a new owner without a dollar of additional investment.
The west tower orientation means this unit captures the two things Destin buyers want most: clear Gulf of Mexico views and those legendary sunset skies -- orange, gold, and pink -- that have made the Emerald Coast famous. This is not a pool-facing unit. It's the quieter, more private perspective. The one you watch the horizon from.
Interior layout features an open-plan living and dining area, a well-equipped kitchen with full appliances, a master suite with walk-in closet, a second bedroom configured with bunk beds for maximum rental occupancy, two full bathrooms, and in-unit laundry. All appliances convey.
THE HOA -- WHAT IT ACTUALLY COVERS:

The quarterly HOA fee covers every operating expense an owner would otherwise carry separately: electricity, water, cable, internet, trash removal, all structural and exterior building insurance, pest control, grounds maintenance, and full access to all resort amenities. There is no separate power bill. No water bill. No insurance premium for the structure.
Owners are responsible only for contents/renter's insurance -- approximately $1,200-$1,300 per year -- and their own personal property taxes. For investment buyers, this is a significant operational advantage: monthly carrying costs outside the mortgage are fixed, predictable, and fully disclosed. No surprise utility bills.
THE RESORT -- AMENITIES IN FULL

The Palms of Destin is not a basic condo complex. The amenity package rivals full-service Gulf Coast resorts: a multi-pool lagoon system with waterfalls, heated pool, children's splash pad, and a hot tub; an onsite restaurant and tiki bar; a dedicated coffee shop; a 10,000+ square foot fitness center; pickleball courts, tennis, basketball, and a grilling area; covered parking; and a complimentary beach shuttle running mid-March through October. For guests, this level of amenity means 5-star reviews, repeat bookings, and premium nightly rates. For owners, demand is driven by the property itself -- not the individual unit.
THE INVESTMENT CASE
West-tower two-bedroom units at The Palms with competent management and optimal pricing have demonstrated $45,000-$55,000 in annual gross rental income. The unit is currently enrolled in a short-term rental program. Buyer may elect to continue with an existing management relationship or establish their own program at closing -- there are no long-term management contracts binding the new owner beyond reservations through early July.
Financing note: conventional Fannie Mae / Freddie Mac financing is not available for The Palms due to the short-term rental concentration in the complex. Portfolio and non-QM lending products are available. Contact listing agent for a current approved lender list.
PRICING CONTEXT

At $315,000, this is the most aggressively priced Gulf-view two-bedroom unit in the complex. The only recent sale of a comparable unit closed at $310,000 in January 2026. This unit is priced near that comp with all-new furnishings and move-in-ready condition that comparable listings cannot claim. For a buyer ready to act, the opportunity cost of waiting is the next available unit at a higher price.

4207 Indian Bayou Trail UNIT 21014

Message successfully sent.

What would you like to know?

What is 3 + 4 ?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Realhub365 Demo via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Related Properties

New on site 1 day ago
Welcome to this stunning 9th floor unit at the Palms of Destin!, this beautifully remodeled condo captures breathtaking views of the Gulf and spectacular sunsets from its private balcony.  Turnkey short-term rental ready with all newer appliances and furniture, this unit delivers the perfect combination of luxury, comfort, and resort-style living! Furnished to perfection in a contemporary coastal style, this unit would also make for a great, hassle free 2nd home. Offered fully furnished and rental-ready with established rental history.  The Palms of Destin is a resort destination all its own.  At the heart of this tropical paradise is an impressive 11,000 sq. ft. lagoon-style swimming pool featuring waterfalls & bridges throughout a lush 2-acre oasis.  Additional aquatic amenities include a hot tub, heated children's pool, and interactive splash fountain. The surrounding lounge areas invite relaxation with refreshments from the on-site restaurant, bar, and coffee house! don't miss out on this little slice of paradise.
#1013444

Destin

4207 Indian Bayou Trail 2906

2 Beds

2 Baths

970 Sq.Ft.

$350,000

MLS#: 1013444

New on site 2 days ago
Welcome to Harbor Place, a convenient West Destin community where coastal living meets everyday convenience. This well-maintained 3-bedroom townhome offers a comfortable layout, modern finishes, and a location close to everything that makes Destin such a desirable place to call home.

The first floor features an open living area with plenty of windows and natural light, creating an inviting space that flows easily into the dining area and kitchen. The kitchen offers quartz countertops, a generous center island, and ample workspace, making it both functional and ideal for entertaining. A half bath is also located on the main level. The 9-foot ceilings, recessed lighting, and luxury vinyl plank flooring throughout give the home a clean, contemporary feel without the upkeep of carpet.

Upstairs, you'll find three bedrooms along with the laundry room for added convenience. The primary bedroom offers a private retreat complete with a walk-in closet and ensuite bathroom featuring two vanities and a walk-in shower. Two additional bedrooms provide flexibility for family, guests, an office, or whatever fits your lifestyle, and share a full bath. The washer and dryer are included.

Enjoy outdoor living from the covered rear deck, which overlooks a more private portion of the community with no townhome directly behind this residence. A covered front porch provides another welcoming outdoor space, while ample guest parking throughout Harbor Place makes having company easy. Location is one of the highlights here. You're less than a mile from popular dining, coffee shops, breweries, playgrounds, and HarborWalk Village, with Destin's beautiful Gulf beaches just a short drive away. Hurlburt Field is approximately 12 miles away, Eglin Air Force Base is approximately 13 miles, and Destin-Fort Walton Beach Airport is approximately 15 miles.

The property is located in Flood Zone X, and flood insurance is not required. Short-term rentals are not permitted within the community, making Harbor Place a great option for those looking for a primary residence or longer-term investment in the heart of West Destin.
#1013371

Destin

7 Renea Cove

3 Beds

2 Baths

1,408 Sq.Ft.

$369,000

MLS#: 1013371

New on site 2 days ago
Welcome to your waterfront getaway! This beautifully remodeled 2-bedroom, 2-bath condo offers the perfect combination of comfort, relaxation, and coastal living. Enjoy stunning bayfront surroundings from the comfort of your home, including a spacious Florida room that provides an ideal spot to relax, entertain, or take in the peaceful views.

Step outside and enjoy an exceptional waterfront lifestyle with a community pool, clubhouse, and dock complete with a fish cleaning station and benches for fishing. Whether you're an avid angler, love being on the water, or simply want a quiet place to unwind, this property offers it all.

Located in a quiet setting, this condo provides a peaceful retreat while putting you close to the water and all the recreational opportunities that come with waterfront living. Move-in ready and thoughtfully remodeled, this is a wonderful opportunity to own your own piece of paradise!

AC AGE: 2023
HOTWATER HEATER AGE: 2019
#1013352

Destin

3857 Indian Trail 115

2 Beds

2 Baths

1,029 Sq.Ft.

$339,000

MLS#: 1013352

New on site 3 days ago
BACK ON MARKET, NO FAULT TO SELLER. Located on coveted Holiday Isle, this fully furnished, professionally designed waterfront townhome sits in one of Destin's most exclusive and tightly held positions, directly on both the canal and harbor with deeded beach access just moments away. Opportunities like this don't come up often, and when they do, they rarely feel this refined. Thoughtfully designed and professionally curated, this residence offers a one-bedroom layout that lives far larger than its footprint suggests. Every inch has been intentionally planned to maximize flow, natural light, and livability, creating a space that feels open, elevated, and incredibly comfortable.

The interior design brings a true sense of coastal sophistication, blending soft textures, curated furnishings, and a calming palette that makes the entire home feel like a private retreat. It is the kind of space where nothing feels wasted and everything feels considered.

Out back is where the lifestyle truly unfolds. Your private waterfront setting sits directly on the canal with immediate access to the Destin Harbor, making boating part of everyday life. Mornings are quiet and peaceful on the water, afternoons are spent out exploring the Gulf, and evenings often end with sunsets reflecting across the harbor and fireworks lighting up the sky.

This property also performs beautifully as an investment, currently operating as a successful rental with strong net returns and being offered fully turnkey. Low HOA fees make ownership even more attractive, especially in a waterfront location of this caliber.

With harbor and canal frontage, deeded beach access, designer furnishings, and established income performance, this is a rare opportunity that blends lifestyle and investment in a way few properties can.

Some homes are simply well designed. This one feels like it was designed exactly for the way you want to live.
#1002907

Destin

445 Gulf Shore Drive 208

1 Beds

1 Baths

735 Sq.Ft.

$270,000

MLS#: 1002907

New on site 3 days ago
Assumable VA Loan at 3.75% 
Gross Rentals 2026 - $32,300 (89 nights) CAO 19JUL 
Proven Rental-First Floor Pool Side getaway that is great as an investment or second home at The Palms of Destin! Boasting a prime location with serene pool views, this beautifully decorated unit blends modern upgrades with coastal charm. Recent enhancements include a brand-new HVAC system (installed 2024) and a new water heater, ensuring comfort and efficiency for years to come. Inside, you'll find sleek quartz countertops, stylish furnishings, and custom-built bunk beds--perfect for families or groups. 

Rental history reflects gross sales as paid to the company.

**2025-**$42,400 (178 nights) - 
**2024:** $41,800 (157 nights) 
**2023:** $49,000 (177 nights) 
- Owners stayed 2-3 months a year.
#990427

Destin

4207 Indian Bayou Trail 2111

2 Beds

2 Baths

970 Sq.Ft.

$314,000

MLS#: 990427

New on site 4 days ago
Discover convenient Destin living at 279 Mattie M Kelly Boulevard! Located in Old Bay Townhomes, this three-bedroom townhome offers approximately 1,543 square feet across two stories, plus a garage for parking and storage. Situated off Airport Road with easy access to Highway 98, the property puts Destin's beaches, shopping, dining, and harbor attractions within reach. Spend your days enjoying the Emerald Coast, exploring local shops, or dining at your favorite seafood restaurant before returning home. The three-bedroom layout provides flexibility for guests, a home office, or everyday living. With a central Destin location and space to make your own, this townhome is an inviting opportunity to enjoy the coastal lifestyle. Schedule your private showing today!
#1013194

Destin

279 Mattie M Kelly Boulevard 279

3 Beds

2 Baths

1,543 Sq.Ft.

$285,000

MLS#: 1013194

Just totally remodeled unit with all new flooring, appliances, fixtures, just repainted throughout. Well maintained complex with short walk to the beach access and proximity to shopping, entertainment and recreation.  City Dog Walk Park and Recreation complex across the street. Great for an income investment or residence, solid rental hisory. 
City of Destin proposed Pickleball Court Complex, consisting of 12 Lighted Pickleball Courts, plus playground, basketball court, improved parking and new restrooms, along with two multi-use courts across Indian Bayou Trail from Indian Lakes.

Seller intends to perform an IRC Section 1031 tax-deferred exchange and buyer will be required to cooperate in such an exchange.
#949934

Destin

4080 Dancing Cloud Court 232

2 Beds

2 Baths

1,013 Sq.Ft.

$289,900

MLS#: 949934

Renovated and fully-furnished, this 2B/2B condo is steps from the beach on Destin's Holiday Isle.  Brand new HVAC.  Over-sized two car tandem garage offers room for vehicles and beach gear.  Enjoy nearby Jetty East beaches and Norriego Point. Monthy HOA covers building insurance, water, garbage service and building maintenance.  With its renovated interior, beach access and garage storage, this condo is ready to enjoy from day one.  See this great investment today!
#1013047

Destin

108 Gulf Winds Court 108

2 Beds

2 Baths

920 Sq.Ft.

$344,900

MLS#: 1013047

Enjoy the lovely view of the Gulf from your balcony. Beach access is just across the street.  Tile floor and stylish decor make this condo a great place to vacation or $$$ rent out. Sleeps 6 thanks to the hall twin bunks and the sleeper sofa. Open floor plan and fully furnished. HVAC was replaced in July 2026 and the HWH was replaced in 2025.  Seasonally heated swimming pool, hot tub, and community grill. Located on the Scenic 98 walking/bike path with many fun restaurants and attractions in the area.  Buyer to verify all information.
#1013078

Destin

3191 Scenic Highway 98 314

1 Beds

1 Baths

655 Sq.Ft.

$370,000

MLS#: 1013078

RENOVATION-PERIOD INVESTOR OPPORTUNITY IN DESTIN POINTE

Magnolia House 109 is a beautifully upgraded one-bedroom, one-bath residence featuring a designer kitchen, in-unit washer and dryer, and a private balcony overlooking lush tropical landscaping and one of the community's sparkling pools. This property comes fully  furnished right down to the dishes. 

Located within one of Destin's premier coastal communities, Destin Pointe offers approximately 3,000 feet of beachfront, three pools, hot tubs, gated access, and a spectacular Gulf-facing infinity pool overlooking the emerald waters of the Gulf of Mexico.
Magnolia House is currently undergoing an exciting modernization, See Photos: with reopening anticipated in March 2027, giving today's buyer the opportunity to purchase ahead of the building's refreshed debut. 
Previous Appraisal was $405,000 making Magnolia House 109 one of the most attractively priced opportunities currently available in Destin Pointe.
Whether you are looking for a personal beach retreat, second home, or future vacation-rental investment, Magnolia House 109 offers an appealing combination of location, upgrades, amenities, and value.
Buy ahead of the reopening and enjoy the next chapter of this Destin Pointe icon. Buyer to verify all information provided. Why Buy Now?

Magnolia House is currently in the midst of an exciting transformation, with reopening anticipated in March 2027. For buyers willing to purchase during this temporary renovation period, Unit 109 presents an opportunity to secure a residence in Destin Pointe before the building's refreshed debut.

The modernization of Magnolia House is expected to bring an updated coastal appearance, refreshed walkways, and a clean, modernized exterior while preserving its established location within one of Destin's most sought-after gated beach communities.

For an investor or second-home buyer, the timing offers a unique advantage: purchase during the renovation period, prepare for reopening, and be positioned ahead of the 2027 spring and summer season.

One of the most attractively priced opportunities currently available in Destin Pointe.
#1013098

Destin

480 Gulf Shore Drive 109

1 Beds

1 Baths

800 Sq.Ft.

$369,000

MLS#: 1013098

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Realhub365 Demo via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

I agree to receive communications and understand I can unsubscribe at any time.

I agree to be contacted by Realhub365 Demo via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.